Why start with the basics?
Falling in love with a property in Spain is easy – but securing it legally and safely requires a few essential steps. In Andalusia, the process of buying property as a foreigner begins not with signing contracts, but with preparing the right documents and meeting key requirements. The three pillars are: obtaining a NIE number, opening a Spanish bank account, and verifying the property.
1. NIE Number – your identification in Spain
The Número de Identificación de Extranjero (NIE) is the personal tax identification number for foreigners in Spain. Without it, no property transaction is possible. You need it to:
- sign contracts,
- pay property-related taxes,
- apply for a mortgage,
- and even connect utilities.
The NIE can be obtained through the Spanish consulate in your country or directly in Spain. At The Lawyers, we handle the entire process for you, ensuring it’s fast and hassle-free.
2. Spanish bank account – your financial foundation
A local bank account is mandatory for managing payments related to your property. It allows you to:
- transfer funds for the purchase,
- pay taxes and notary fees,
- receive rental income if you rent out the property.
The good news? In most cases, you don’t even need to be physically present in Spain to open one – our team coordinates this on your behalf with trusted Spanish banks.
3. Property verification – due diligence before you buy
The beauty of Andalusia’s real estate market hides a crucial detail: not every property is free of legal risks. That’s why a thorough due diligence is non-negotiable. This process includes checking:
- legal ownership and history of the property,
- potential debts or mortgages,
- compliance with zoning and planning regulations,
- and the technical documentation of the building.
Skipping this step could mean inheriting hidden liabilities or even disputes. At The Lawyers, we protect you from these risks by carrying out a full legal check before you sign anything.
Why these three steps matter?
Without a NIE, a bank account, and proper due diligence, even the most stunning villa or apartment in Costa del Sol remains out of reach. These are the cornerstones that transform your dream into a safe reality.
How The Lawyers can help you?
We don’t just explain the rules – we handle the entire process for you. From securing your NIE, through opening your bank account, to verifying every legal detail of the property, The Lawyers ensures that your investment in Andalusia starts on the right foot.
Buying property in Spain begins long before the notary’s office. It starts with preparation – documents, accounts, and legal checks.
If you’re ready to begin your Andalusian journey, let The Lawyers guide you step by step and make sure every decision is safe, clear and secure. Click here to contact us.
